I've been contemplating trading in my 1999 Jeep Grand Cherokee for a used 2.5T XC90. This is my primary vehicle and I do predominately highway miles so fuel econ is important. On occassion I tow my 21' boat which weighs 3500lbs+trailer (total ~5000lbs) 2 miles to the boat ramp. The roads are pancake flat down here in Florida so no issues with elevation changes and etc. I'd prefer a 2.5T AWD model but its hard to find those down here so I wanted to get people's opinion on whether I can get away with only a FWD. I do realize the tow rating on the 2.5T is 3500lbs but I figure only 2 mi to the boat ramp over flat surfaces and I plan to install a transmission cooler, I may be able to away with it. My only concern with the FWD is pulling the boat out of the water. I wonder if the front wheels have enough weight to get the traction to yank the boat out at the ramp. Has anyone on the forum towed a boat with a 2.5T fwd?