Non-Affiliated, Craigs, FB, Pets, Pet Peeves, Addictions, Cures, SAAB-Stories...You Know the Drill - November 2019

[nnn4865]

1997 Volvo 850R - $1200 128k. starting the month on the cheap. can one pic get the job done?


https://akroncanton.craigslist.org/c...008976115.html

[cbblunk]

Not a car for sale, but an interesting discussion on car buying habits...seems like a lot of us are NOT the typical car buyer.

https://www.npr.org/2019/10/31/77340...ch-your-wallet

[ZZZZZZZ]

It might if it were here in MD...

1997 Volvo 850R - $1200 128k. starting the month on the cheap. can one pic get the job done?


https://akroncanton.craigslist.org/c...008976115.html

[ZZZZZZZ]

Two things:
Who on earth is buying a car with an 8 to 9 year term??
Who the F can afford an average 37K car? Yeah, yeah - A LOT of you guys can. I see them all over the road, and am amazed by them.
We live in an affluent area, where it's not unusual to see Maserati's and Aston's, high end Jags, Benz's, BMW's, R8's, A8's, and Tesla S's are like Camrys here. But - it's insane to spend that much on anything on four wheels that isn't appreciating.
Isn't the rule of thumb something like 20 bucks per thousand? So, people are paying 2 grand a month on T8 XC90s??

Not a car for sale, but an interesting discussion on car buying habits...seems like a lot of us are NOT the typical car buyer.

https://www.npr.org/2019/10/31/77340...ch-your-wallet

[4EVA]

Two things:
Who on earth is buying a car with an 8 to 9 year term??
Who the F can afford an average 37K car? Yeah, yeah - A LOT of you guys can. I see them all over the road, and am amazed by them.
We live in an affluent area, where it's not unusual to see Maserati's and Aston's, high end Jags, Benz's, BMW's, R8's, A8's, and Tesla S's are like Camrys here. But - it's insane to spend that much on anything on four wheels that isn't appreciating.
Isn't the rule of thumb something like 20 bucks per thousand? So, people are paying 2 grand a month on T8 XC90s??

A lot of people can "afford" these cars, but whether it's the best financial decision for someone is debatable. People can get ridiculous car loans nowadays. People with a 40k income driving a 37k car is not unheard of.

[Zoinks]

Yikes, I'm the guy that is still commenting on the old thread this month. Oh well, I'll actually contribute an ad this time I just have to find one first

[Chilled Man]

It might if it were here in MD...

It already be my DD .... LOL

[skywolf]

Love this month's title.

[nnn4865]

Two things:
Who the F can afford an average 37K car? Yeah, yeah - A LOT of you guys can. I see them all over the road, and am amazed by them.
Isn't the rule of thumb something like 20 bucks per thousand? So, people are paying 2 grand a month on T8 XC90s??

glad to see its not just bottom feeders like me that don't get it. not sure what the $20 per thousand rule is. 6 to 7 years ago when I was complaining about the high costs of things, a friend informed me $100 is the new $20.

my rule of thumb is to try and get a year out of each thousand I spend on a car. I usually exceed that even with repair costs.

anyway hats off to the people that buy these new cars, they serve a dual purpose, keeping the used market down while providing the inventory of the future.
to some degree it comes down to the era you are brought up in. in the '60s and 70's my grandmother was still living like she was in the great depression. I came of age in the recession of the Carter years and the oil embargo with interest rates in the double digits. for some people (like me) spending habits can get so deeply ingrained as to last a lifetime (watch out skywolf!).

fancy cars, I get it. big gas guzzling trucks in the era of climate change....(pet peeve?)....tailgating you while on the cell phone...definite pet peeve.

[nnn4865]

Love this month's title.

I didn't think you could go into two lines, so for those who have them I'm sorry but I left out SAAB-stories. moderators?

[skywolf]

Two things:
Who on earth is buying a car with an 8 to 9 year term??
Who the F can afford an average 37K car? Yeah, yeah - A LOT of you guys can. I see them all over the road, and am amazed by them.
We live in an affluent area, where it's not unusual to see Maserati's and Aston's, high end Jags, Benz's, BMW's, R8's, A8's, and Tesla S's are like Camrys here. But - it's insane to spend that much on anything on four wheels that isn't appreciating.
Isn't the rule of thumb something like 20 bucks per thousand? So, people are paying 2 grand a month on T8 XC90s??

While I would like to say I don't think anyone is spending $2k/mo on a T8 XC90.. I'm probably wrong. Someone has to have some seriously ****** credit to get that bad of a rate on that car and if they're that stupid they're probably buying an M4.

I was shocked to see on SwapALease that where was some fool on there with the same car I was looking to swap who's payment was $1,380/mo. How in the world does someone get that lease payment. Over the term of the lease they will have paid 90% of the car's value when it was new.

I have no sympathy for people who sign loans they can't possibly afford. This goes for car loans, mortgages and student loans. Yes, I include student loans on there. Not everyone needs to go to college and nobody NEEDS to go to an expensive school and everyone who goes to college should evaluate their goals in life. Taking out massive debt to fund a degree that has no job prospects in the market is worse than financing a new car you can't afford. End of rant

[nnn4865]

2007 Volvo cross country XC70 twin turbo runs like new - $2500. can you trust an ad where the word 'cuz' is used? and...punctuation, punctuation, punctuation!

https://reno.craigslist.org/cto/d/re...011461797.html

[nnn4865]

I have no sympathy for people who sign loans they can't possibly afford. This goes for car loans, mortgages and student loans. Yes, I include student loans on there. Not everyone needs to go to college and nobody NEEDS to go to an expensive school and everyone who goes to college should evaluate their goals in life. Taking out massive debt to fund a degree that has no job prospects in the market is worse than financing a new car you can't afford. End of rant

haven't you heard? the mantra of the day is "live like theres no tomorrow". with all those wildfires I'm sure the Californians get it.

[R-Pow3R3d]

I didn't think you could go into two lines, so for those who have them I'm sorry but I left out SAAB-stories. moderators?

2007 Volvo cross country XC70 twin turbo runs like new - $2500. can you trust an ad where the word 'cuz' is used? and...punctuation, punctuation, punctuation!

A TWIN TURBO XC70!!! LOL

"only reason why I'm selling it is cuz I'm moving back to California and can take it with me" Huh?!

[skywolf]

haven't you heard? the mantra of the day is "live like theres no tomorrow". with all those wildfires I'm sure the Californians get it.

That's the mantra of the kids complaining these days. Blaming their parents and grandparents for all their troubles, how they can't afford to buy anything. They expect a six figure job when they graduate. I go into the grocery store these days and there's no teenagers working there anymore. When i was growing up it was the rush to get the summer jobs. I worked almost the entire time I was in high school and college. Oh, and I went to a community college with smaller class sizes and 1/5th the cost I graduated with job skills and experience, no debt and the motivation to seek advancement. I didn't go on MySpace and complain that life was unfair. Life is rarely fair lol.

Best example of lowered expectations in the real world:
I called the state court to ask why my paperwork for a license had not been issued yet.
Clerk: The judge hasn't looked at it yet
Me: The law says the judge has 45 days to approve or it's automatically approved
Clerk: That's just the way it is.
Me: So when I get a speeding ticket I can just tell the judge the limit doesn't matter because, that's just the way it is?
*click*

[skywolf]

"only reason why I'm selling it is cuz I'm moving back to California and can take it with me" Huh?!

Wildfires man, wildfires..

[nnn4865]

I didn't think you could go into two lines, so for those who have them I'm sorry but I left out SAAB-stories. moderators?

ask, and ye shall receive!

[dyun1dyun1]

Love this month's title.

Haha, I didn’t even notice!

Nice job NNN4685!


2010 xc90 3.2 | 2017 Prius V Five

[nnn4865]

Haha, I didn’t even notice!

Nice job NNN4685

4685? thats 4865 to you sir! Forsooth! and lower case, lower case, have you no respect for e. e. cummings? INDEED!!

[nnn4865]

I didn't go on MySpace and complain that life was unfair. Life is rarely fair lol.

and on his headstone shall be written...

"it matters not how straight the gate
how charged with punishments the scroll,
I am the master of my fate:
I am the captain of my soul." (Invictus/William Ernest Henley)

[tonyc]

I didn't think you could go into two lines, so for those who have them I'm sorry but I left out SAAB-stories. moderators?

And PORSCHES. Never leave out the porsches

"only reason why I'm selling it is cuz I'm moving back to California

"Going back to Cali, Cali".

I have zero Volvo content to contribute, per norm. I might get a new batt for it this week, then I might just leave the keys in the ignition so it can get stolen, then recovered, then let you guys know where it is on coparts.

[dyun1dyun1]

4685? thats 4865 to you sir! Forsooth! and lower case, lower case, have you no respect for e. e. cummings? INDEED!!

My apologies nnn4865. That was tired bathroom typing


2010 xc90 3.2 | 2017 Prius V Five

[Wayne T5]

While I would like to say I don't think anyone is spending $2k/mo on a T8 XC90.. I'm probably wrong. Someone has to have some seriously ****** credit to get that bad of a rate on that car and if they're that stupid they're probably buying an M4.

I was shocked to see on SwapALease that where was some fool on there with the same car I was looking to swap who's payment was $1,380/mo. How in the world does someone get that lease payment. Over the term of the lease they will have paid 90% of the car's value when it was new.

I have no sympathy for people who sign loans they can't possibly afford. This goes for car loans, mortgages and student loans. Yes, I include student loans on there. Not everyone needs to go to college and nobody NEEDS to go to an expensive school and everyone who goes to college should evaluate their goals in life. Taking out massive debt to fund a degree that has no job prospects in the market is worse than financing a new car you can't afford. End of rant

Maybe he rolled negative equity from a prior lease into the deal to give himself that big a payment.

We are a monthly payment driven society - it's all about instant gratification and worry about tomorrow tomorrow. Pretty much everything is on monthly payments and most folks don't think about saving for retirement or saving for their kids' college education until it's way too late. I could go for a page or two but I'll stop there.

[LarryM]

They just played this story on my local station. F that game..I'm driving my two P2's for the next 15 years.

Sent from my Pixel 2 using Tapatalk

[skywolf]

They just played this story on my local station. F that game..I'm driving my two P2's for the next 15 years.

Wat

[LarryM]

Wat

My bad, the npr story about 7 year car loans. Who am I kidding, the new V60's look great.

Sent from my Pixel 2 using Tapatalk

[R-Pow3R3d]

Best example of lowered expectations in the real world:
I called the state court to ask why my paperwork for a license had not been issued yet.
Clerk: The judge hasn't looked at it yet
Me: The law says the judge has 45 days to approve or it's automatically approved
Clerk: That's just the way it is.
Me: So when I get a speeding ticket I can just tell the judge the limit doesn't matter because, that's just the way it is?
*click*

Well then, it sounds like it's approved.

[855RI]

For you P2 guys
https://www.facebook.com/marketplace...6226539458476/

Sandstone* V70 XC w/ waaaang
https://www.facebook.com/marketplace...4924430245235/

Some one pick up this '00R
https://www.facebook.com/marketplace...8879742528496/

Those tires
https://boston.craigslist.org/gbs/ct...011406786.html

Low mile P2 XC
https://vermont.craigslist.org/cto/d...006501542.html

Posting this mostly for the t-gul sighting in the pics
https://washingtondc.craigslist.org/...003257100.html

[skywolf]

My bad, the npr story about 7 year car loans. Who am I kidding, the new V60's look great.

Get the T8 hybrid. It has a higher payment and isn’t worth as much at the end.

[R-Pow3R3d]

Alright hive mind...
Jared went and looked at that 06 XC70 today. Most everything checked out. The knock against it is that it's a lifetime Boston car and some of the metal suspension bits show some surface rust, maybe even edging past surface rust. Specifically, the control arms, trailing arms, and end links. Everything else about the car seems to be what I expected (meh paint, no options, clean interior, lots of recent mechanical maintenance). Would those of you who are familiar with buying northern cars consider that pretty standard and nothing to worry about or would those make you hesitate?

[skywolf]

Alright hive mind...
Jared went and looked at that 06 XC70 today. Most everything checked out. The knock against it is that it's a lifetime Boston car and some of the metal suspension bits show some surface rust, maybe even edging past surface rust. Specifically, the control arms, trailing arms, and end links. Everything else about the car seems to be what I expected (meh paint, no options, clean interior, lots of recent mechanical maintenance). Would those of you who are familiar with buying northern cars consider that pretty standard and nothing to worry about or would those make you hesitate?

Wichita had a bit of rust like that on the suspension bits. It's hard to say what's normal when I've really only got that example. Are you sure you want the absolutely no options? Not knocking the car for what it is but I think if you waited you could get better.

Besides - who's going to buy Springfield if you buy this?

[R-Pow3R3d]

Wichita had a bit of rust like that on the suspension bits. It's hard to say what's normal when I've really only got that example. Are you sure you want the absolutely no options? Not knocking the car for what it is but I think if you waited you could get better.

Besides - who's going to buy Springfield if you buy this?

I do not care one single bit about about options, honestly. I almost never use anything this doesn't have. Seat heaters - Never. Parking sensors - meh. Nav - I wouldn't mind it, but don't need it. HU-850 - That I wouldn't mind, but don't need. I could get better equipped, but I'm not sure I could get better recent maintenance.

Oh please, I tried that route already. lol

[855RI]

Alright hive mind...
Jared went and looked at that 06 XC70 today. Most everything checked out. The knock against it is that it's a lifetime Boston car and some of the metal suspension bits show some surface rust, maybe even edging past surface rust. Specifically, the control arms, trailing arms, and end links. Everything else about the car seems to be what I expected (meh paint, no options, clean interior, lots of recent mechanical maintenance). Would those of you who are familiar with buying northern cars consider that pretty standard and nothing to worry about or would those make you hesitate?

I wouldn't think this would make or break the deal, maybe even give you some leverage on the price so you can put the money back into the car. Up to you really.

I think if you waited you could get better.

Besides - who's going to buy Springfield if you buy this?

(1) It never fails, you make a purchase and then the car you've been waiting for suddenly pops up for sale out of nowhere.

(2) Literally anyone on the forum would be interested

[nnn4865]

Nav - I wouldn't mind it, but don't need it.

pennsylvanians!
by day, they travel by intuition, by night, the stars. Go, dog, Go!

[R-Pow3R3d]

pennsylvanians!
by day, they travel by intuition, by night, the stars. Go, dog, Go!

LOL We must be getting into the green hour out there in the Rocky Mtns...