2017 S90 T6 Inscription 4 year ownership cost report
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    1. #1
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      2017 S90 T6 Inscription 4 year ownership cost report

      Recently I got a CPO 2017 S90 T6 Inscription and the dealer was kind enough to give me the service history of the vehicle since the in service date.

      I was able to summarize it up for others to reference if they are thinking about getting a used Volvo and also to see how much I am expected to spend in the next few years while I own it. (Granted it has CPO warranty, but it doesn't cover everything)

      The vehicle was put in service at end of August. So the last owner kept it for around 3.5 years before it was being sold. During the time, around 17000 CAD was spent at the dealership for various service, fix, and maintenance. This is a lot more than the Lexus my parents owned, which is to be expected. But I am still a little surprised at how much you need to set aside for the car.

      Also the leather dashboard is coming apart, which I am pretty sure is not covered under CPO warranty.

      Sorry forgot to include, car has 110K km at the time of purchase. CPO in Canada is 6 yrs/160K since in service date.

      Visit:
      Sunroof leaked - total 918.56
      New Pilot 4S 390.46
      Windshield replace 2015.1

      Total 3763.43

      Visit:
      4 New Michelin Tire

      Total: 2393.63

      Visit:

      Left rear damper issue - missing signal to shock. Broken wire, repaired wire. Front parking sensor out of place, put back.
      Total : 551.54

      11/22/2019
      96000KM service 684.64

      10/25/2019
      tire change - 159.94
      Front left door stop replace - NC
      Rattle in the vehicle - unable to diagnose
      Total: 241.33

      05/02/2019
      Tire swap 103.38

      03/22/2019
      80K service 211.19
      Replaced rear discs and pads - 745.9
      Total 1014.66

      11/05/2018
      Tire swap/wiper - 227.99

      09/28/2018
      64K service - 735.64
      Front brakes/pads - 785.24
      Total 1788.87

      03/30/2018
      Rear disc/pads - 755.56
      found open circuit in steering wheel, Replaced steering wheel under warranty - NC
      Total 1098.55

      03/26/2018
      48K service-375.12

      12/07/2017

      MAG(RIM) REPAIR 316.18

      11/23/2017
      Took off rim for repair 92.1

      08/25/2017
      32K service 547.24

      Tire swap 100

      03/06/2017
      16K inspection
      275.59

      Michilen 18 winter tires 3322
      Last edited by hourglass; 08-26-2020 at 10:00 PM.

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    3. #2
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      That sounds really high. I've swapped my tires ($800), oil changes (1 I had to pay for), dealer did rear brakes ($800ish), I did the front pads $80ish. Sunroof issues were covered under warranty, same with steering wheel buttons.

      I'm at 46k miles and buy services ala cart as needed vs going with their preset packages. I have under $3k USD in service in the car since October of 2017.

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    4. #3
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      Yes too much for sure. Leather issue has to be covered by Volvo even if the car would have 10000000000000000 miles by now its defect from the factory and they must replace it free.I replaced brakes my self a lot cheaper and other issues that listed like windshield or wire broken is only apply to that car.
      Own:
      2018 s90 T6 AWD Inscription w/air suspension B&W Brown interior.
      2017 s60 inscription Platinum FWD
      2003 Oldsmobile Aurora.
      Had:
      2001, 2002 ,Oldsmobile Aurora.
      1998, 1999 Oldsmobile Intrigue.

      Paul.

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    6. #4
      Junior Member Catfiend's Avatar
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      So, let's see. That would be about $13,000 US (so I can more readily compare.) Down here the first three services would have been part of the purchase price of the car so no additional outlay there. Most (all?) auto insurance down here would cover the windshield with minimal deductible - a lot of places it's $0. The tires look awfully expensive even in $CAD. They got a lot better brake life than a lot of people are complaining about so at least something was going right - plus the brake work looks like it might be less expensive in Canada. The numbers in each cluster don't necessarily add up so I'm assuming other work was being done there.

      Really, given the number of miles (the time is mostly irrelevant here since they were piling on the miles) I don't think it's too bad. Not great but not too bad.
      2020 XC60 T8, Inscription Ice White/blonde
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    7. #5
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      Quote Originally Posted by Pauls90 View Post
      Yes too much for sure. Leather issue has to be covered by Volvo even if the car would have 10000000000000000 miles by now its defect from the factory and they must replace it free.I replaced brakes my self a lot cheaper and other issues that listed like windshield or wire broken is only apply to that car.
      I didn't notice the leather until after the purchase so I guess I am SOL since it should have been taken care of by the previous owner. I didn't even know it has air suspension until I went through the settings (It wasn't listed as an option on the spec sheet) and saw "disable auto-leveling". So I guess I got a free upgrade(or downgrade depends on how reliable it's gonna be)

    8. #6
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      Quote Originally Posted by Catfiend View Post
      So, let's see. That would be about $13,000 US (so I can more readily compare.) Down here the first three services would have been part of the purchase price of the car so no additional outlay there. Most (all?) auto insurance down here would cover the windshield with minimal deductible - a lot of places it's $0. The tires look awfully expensive even in $CAD. They got a lot better brake life than a lot of people are complaining about so at least something was going right - plus the brake work looks like it might be less expensive in Canada. The numbers in each cluster don't necessarily add up so I'm assuming other work was being done there.

      Really, given the number of miles (the time is mostly irrelevant here since they were piling on the miles) I don't think it's too bad. Not great but not too bad.
      Wow, that's nice to know. In Ontario most insurance company include glass coverage as part of comprehensive (usually 1000 or 2000 deductible), and some insurance will count that as a claim and bump up your premium at renewal. The tires seems to be a fair price for 20 inch Michelin Pilot Sport 4S (although I am not sure if it's necessary for this vehicle). There are taxes and other random charges for some jobs (The Total amount is what I take from the bottom of each work order, where others are from that "line item"). It should be pretty close though.

    9. #7
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      You still can go to the dealer and/or contact Volvo corp and file a complaint about dash peeling off. They should still cover it.
      Own:
      2018 s90 T6 AWD Inscription w/air suspension B&W Brown interior.
      2017 s60 inscription Platinum FWD
      2003 Oldsmobile Aurora.
      Had:
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      1998, 1999 Oldsmobile Intrigue.

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    10. #8
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      anyone who buys tires from a dealer deserves to pay what they do. $2400 is ridiculous

    11. #9
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      2006 XC70 76k - Ruby Red/Graphite - "Wichita" | 2011 Tacoma 14k - Green/Sand - "Timber"
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      Previous: 2013 XC70 | 2005 XC70 | 2005 V70 | 2007 XC70 | 2006 V70R | 1990 740 | 2019 XC90 | 2018 V90CC

    12. #10
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      Quote Originally Posted by skywolf View Post
      ROFL
      Own:
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      2017 s60 inscription Platinum FWD
      2003 Oldsmobile Aurora.
      Had:
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      1998, 1999 Oldsmobile Intrigue.

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    13. #11
      Junior Member pocholin's Avatar
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      As others have mentioned, most of the expenses here should've been covered by warranty. Tires for $2,400 and $3,300 CAD is absolutely bunkers!!
      2017 V90 CC T6- Luxury pkg with full color paint Maple Brown with blond interior, convenience pkg, B&W, HUD, four-C. Racechip GTS.

    14. #12
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      Quote Originally Posted by pocholin View Post
      As others have mentioned, most of the expenses here should've been covered by warranty. Tires for $2,400 and $3,300 CAD is absolutely bunkers!!
      Not warranty but the free maintenance would cover the services for the first 3.
      Brakes is another dealer-pricey job - could probably have found a shop to do them for half that
      Winter tires are .. subjective in this case.
      What is the CPO warranty good for if it doesn't cover the sunroof leak and dash?
      2006 XC70 76k - Ruby Red/Graphite - "Wichita" | 2011 Tacoma 14k - Green/Sand - "Timber"
      2007 XC70 65k - Black Stone/Graphite - "Springfield" | 2017 Miata RF GT 7k - Grey/Black
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      Previous: 2013 XC70 | 2005 XC70 | 2005 V70 | 2007 XC70 | 2006 V70R | 1990 740 | 2019 XC90 | 2018 V90CC

    15. #13
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      Quote Originally Posted by Pauls90 View Post
      Yes too much for sure. Leather issue has to be covered by Volvo even if the car would have 10000000000000000 miles by now its defect from the factory and they must replace it free.I replaced brakes my self a lot cheaper and other issues that listed like windshield or wire broken is only apply to that car.
      Is the leather dash an issue only on MY17? I have MY 18 and the dash seems to be doing just fine. It has about 49k on the clock, but I also clean/condition the leather about once every 4 to 6 weeks during the summer and about 2 months or so during the winter. I've heard some stories about the leather in these cars but mine seems to be holding up okay thus far.

    16. #14
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      Quote Originally Posted by dnovak33510 View Post
      anyone who buys tires from a dealer deserves to pay what they do. $2400 is ridiculous


      I guess 400 mark up isn't so bad for dealerships? Especially when the labor is around 170/hour

    17. #15
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      Quote Originally Posted by skywolf View Post
      Not warranty but the free maintenance would cover the services for the first 3.
      Brakes is another dealer-pricey job - could probably have found a shop to do them for half that
      Winter tires are .. subjective in this case.
      What is the CPO warranty good for if it doesn't cover the sunroof leak and dash?


      Seems like the majority of the items that will break aren't covered.

      It also says AC lines and hoses aren't covered. I have the gurgling sound in the S90 right now and from my experience with the RX350(same gurgling sound, they ended up replacing a AC hose under warranty and the labor was around 5 hours), it is probably a hose.

    18. #16
      Member skywolf's Avatar
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      Quote Originally Posted by hourglass View Post


      Seems like the majority of the items that will break aren't covered.

      It also says AC lines and hoses aren't covered. I have the gurgling sound in the S90 right now and from my experience with the RX350(same gurgling sound, they ended up replacing a AC hose under warranty and the labor was around 5 hours), it is probably a hose.
      This is why you always read these CPO warranties. Dealers demand a premium for the CPO program, sometimes $3,000 or more.
      2006 XC70 76k - Ruby Red/Graphite - "Wichita" | 2011 Tacoma 14k - Green/Sand - "Timber"
      2007 XC70 65k - Black Stone/Graphite - "Springfield" | 2017 Miata RF GT 7k - Grey/Black
      2020 V90CC 1.9K - Osmium Gray/Maroon Brown - "Storm" | 2019 Honda Pilot 49K - Black/Black - "Toaster" - OpenPilot Development Guinea Pig
      Previous: 2013 XC70 | 2005 XC70 | 2005 V70 | 2007 XC70 | 2006 V70R | 1990 740 | 2019 XC90 | 2018 V90CC

    19. #17
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      Quote Originally Posted by skywolf View Post
      This is why you always read these CPO warranties. Dealers demand a premium for the CPO program, sometimes $3,000 or more.
      I got it for the sole reason of engine warranty after reading horror stories on the XC90 forum.

      In this case its 1795 for the CPO. It is basically like catastrophic insurance.

    20. #18
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      Quote Originally Posted by ShannonSwede View Post
      Is the leather dash an issue only on MY17? I have MY 18 and the dash seems to be doing just fine. It has about 49k on the clock, but I also clean/condition the leather about once every 4 to 6 weeks during the summer and about 2 months or so during the winter. I've heard some stories about the leather in these cars but mine seems to be holding up okay thus far.
      its an issue with SPA platforms inscription trim only from 2016(xc90) 2017-2018 (xc90 s/v90) . 2019 and up has no issue like that. My 2018 had exact same issue and dealer replaced it free. Warranty for any interior issues only 1 year or 12k miles. my car had 15k or so. Since its factory defect by law they need to change it. Even if the car will be 20 years old and you find out that from day one you had this defect but didn't advised them they must change it anyway(if parts still exist after 20 years ). Replacement dash has different leather . The type they using on 2019 and up .
      Own:
      2018 s90 T6 AWD Inscription w/air suspension B&W Brown interior.
      2017 s60 inscription Platinum FWD
      2003 Oldsmobile Aurora.
      Had:
      2001, 2002 ,Oldsmobile Aurora.
      1998, 1999 Oldsmobile Intrigue.

      Paul.

    21. #19
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      You get bent over on those tires. They're about $275 each US. So $1100 plus maybe $200 mounted with an alignment.
      Not to mention why are you running Pilot Sport 4S on a S90. That high of performance isn't needed. Pilot A/S 3+ would be fine.
      The Advan's on my S90 are even cheaper.

    22. #20
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      What's wrong with Volvo wheels on S90? ! They get bent so easily especially the 20". I bent mine probably twice and I'm trying to find a permanent solution hhhh.

      Volvo wheels aren't JWL (Japan Light Alloy Wheel standard), so this why they are too weak and soft. I probably need to own BMW/MB/Audi wheels from now and then.

      Sent from my YAL-L21 using Tapatalk

    23. #21
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      Quote Originally Posted by Nerd23 View Post
      What's wrong with Volvo wheels on S90? ! They get bent so easily especially the 20". I bent mine probably twice and I'm trying to find a permanent solution hhhh.

      Volvo wheels aren't JWL (Japan Light Alloy Wheel standard), so this why they are too weak and soft. I probably need to own BMW/MB/Audi wheels from now and then.

      Sent from my YAL-L21 using Tapatalk
      Thats why i put 18th on my s90 from 20 kept popping tiers and bending rims on NJ roads . Plus with 20 inch i was getting 24/25 mpg with 18th i am getting 29-35 mpg
      Own:
      2018 s90 T6 AWD Inscription w/air suspension B&W Brown interior.
      2017 s60 inscription Platinum FWD
      2003 Oldsmobile Aurora.
      Had:
      2001, 2002 ,Oldsmobile Aurora.
      1998, 1999 Oldsmobile Intrigue.

      Paul.

    24. #22
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      Quote Originally Posted by Nerd23 View Post
      What's wrong with Volvo wheels on S90? ! They get bent so easily especially the 20". I bent mine probably twice and I'm trying to find a permanent solution hhhh.

      Volvo wheels aren't JWL (Japan Light Alloy Wheel standard), so this why they are too weak and soft. I probably need to own BMW/MB/Audi wheels from now and then.

      Sent from my YAL-L21 using Tapatalk
      Best you removed MB wheels from your list. Last winter I bent 3 out of 4 wheels and that's with very limited driving, and without a recollection of hitting any bad potholes. A friend who drives in the NYC area says his brother's Mercedes goes into the shop every couple of months to straighten the wheels.

    25. #23
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      Quote Originally Posted by Pauls90 View Post
      Thats why i put 18th on my s90 from 20 kept popping tiers and bending rims on NJ roads . Plus with 20 inch i was getting 24/25 mpg with 18th i am getting 29-35 mpg
      I will probably try the 19 (245/45/19) as I don't want to sacrifice the look that much...

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    26. #24
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      Quote Originally Posted by VLD1 View Post
      Best you removed MB wheels from your list. Last winter I bent 3 out of 4 wheels and that's with very limited driving, and without a recollection of hitting any bad potholes. A friend who drives in the NYC area says his brother's Mercedes goes into the shop every couple of months to straighten the wheels.
      Didn't expect that from MB!

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    27. #25
      Junior Member pocholin's Avatar
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      Quote Originally Posted by Nerd23 View Post
      I will probably try the 19 (245/45/19) as I don't want to sacrifice the look that much...

      Sent from my YAL-L21 using Tapatalk
      That is the exact size I just put in my car, Pirelli Cinturato P7, love them, they're rated XL but don't have foam. They're quieter than the OEM Scorpios and ride very smooth, no regrets,

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      2017 V90 CC T6- Luxury pkg with full color paint Maple Brown with blond interior, convenience pkg, B&W, HUD, four-C. Racechip GTS.

    28. #26
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      I do like how 18th look
      20181230_162234.jpg
      20181230_162248.jpg
      Own:
      2018 s90 T6 AWD Inscription w/air suspension B&W Brown interior.
      2017 s60 inscription Platinum FWD
      2003 Oldsmobile Aurora.
      Had:
      2001, 2002 ,Oldsmobile Aurora.
      1998, 1999 Oldsmobile Intrigue.

      Paul.

    29. #27
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      Quote Originally Posted by pocholin View Post
      That is the exact size I just put in my car, Pirelli Cinturato P7, love them, they're rated XL but don't have foam. They're quieter than the OEM Scorpios and ride very smooth, no regrets,

      Sent from my XZ2 Compact using Tapatalk
      Yeah higher sidewall is always better.

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    30. #28
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      Quote Originally Posted by Pauls90 View Post
      I find it okay but absolutely 19" with 45 tire profile will be better.

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    31. #29
      Junior Member pocholin's Avatar
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      Quote Originally Posted by Nerd23 View Post
      Yeah higher sidewall is always better.

      Sent from my YAL-L21 using Tapatalk
      Yes it is and it better fills the wheel well gap in the CCs.

      CORRECTION: I actually put 245/50-19

      Odometer actually reads true GPS speed according to an "old" TomTom and speed traps.

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      2017 V90 CC T6- Luxury pkg with full color paint Maple Brown with blond interior, convenience pkg, B&W, HUD, four-C. Racechip GTS.

    32. #30
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      Quote Originally Posted by pocholin View Post
      Yes it is and it better fills the wheel well gap in the CCs.

      CORRECTION: I actually put 245/50-19

      Odometer actually reads true GPS speed according to an "old" TomTom and speed traps.

      Sent from my XZ2 Compact using Tapatalk
      50 profile is super great. I wish I could have that on my non CC model S90. However, I think 245/45/19 should be satisfactory as well on my S90. No huge difference in the speedo expected (maximum 1-2 miles).

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    33. #31
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      I run 275/40/18 Firestone Indy 500 summer tire on TSW rotary forged Chronos wheels. 6.5 lbs lighter for each assembly. Looks great, rides and corners SO much better. I put the factory 20" in storage until I trade in car. Also in the winter I use Motegi wheel with Nokian R3 245/45/18. Car is a beast in the snow!

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      Quote Originally Posted by dnovak33510 View Post
      You get bent over on those tires. They're about $275 each US. So $1100 plus maybe $200 mounted with an alignment.
      Not to mention why are you running Pilot Sport 4S on a S90. That high of performance isn't needed. Pilot A/S 3+ would be fine.
      The Advan's on my S90 are even cheaper.
      That you would need to go ask the previous owner. But I am not complaining about those tires until one needs replacement

    35. #33
      Junior Member mattlach's Avatar
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      I agree that this is high.

      That said, this is why I only plan on keeping mine until the extended warranty expires (I bought it up to 7yrs/100k miles I think? can't remember)

      That said, maintenance will be on me. I can do my own oil changes and brake jobs if I have to if it starts getting too expensive.

    36. #34
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      Quote Originally Posted by Pauls90 View Post
      Yes too much for sure. Leather issue has to be covered by Volvo even if the car would have 10000000000000000 miles by now its defect from the factory and they must replace it free.I replaced brakes my self a lot cheaper and other issues that listed like windshield or wire broken is only apply to that car.
      I gave Volvo Canada a call today since the dealer said it would be 4800 just in parts for the dashboard replacement. Volvo Canada basically they said it's almost impossible the case would be covered since it's considered trim piece and the warranty on that is 12 months. They thanked me for informing them of the issue and basically that's it.

    37. #35
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      If you dig into these visits and not just focus on the total, I don't think it is bad at all. Surely don't expect Lexus-type cost of ownership, but totally in line with the Germans.

      Most of it were tire/wheel/brakes related, which might partially be written off to harsher Canadian conditions? Last I checked my XC90 at 40k miles, it had smooth rotors and ~70% remaining brake pad life.

      The other biggie are the 10k mile interval scheduled visits, which are a huge rip off if you just go to the dealership and fork over whatever they are charging. It's oil and a couple of filters (engine and cabin) that cost $10 and take 10 minutes to swap. Brake fluid changes are every 40k I think, and spark plugs at something like 80k. The rest are "checks" and "adjustments", which most dealer techs won't even look at.
      Poverty-spec 2016 XC90 T8 Momentum
      Zero options, $52K out the door brand new

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