CPO T6 versus CPO T8
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    1. #1
      Junior Member eggdog23's Avatar
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      CPO T6 versus CPO T8

      Looking at what is currently available nationwide, certified T6 Momentums are in the low $30s, and similar T8s are about $10k more. We drive about 7500 miles per year, so a T8 would work for our typical daily drive, but I am not sure we would ever recoup the difference in just fuel. Am I missing something? It almost seems easier to justify buying a new T8 in order to get the tax credit. We currently have two XC60s (2010 and 2011 3.2s) that are problem free, but both have about 100k miles. Just wanted to get thoughts on whether a CPO’d T8 was a good value at these prices.
      2010 XC60 3.2 70k
      2003 S60 2.4T 209k
      2001 S80 2.9 228k

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    3. #2
      Member lamarguy's Avatar
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      My longterm average is 56 mpg.

      At 7,500 miles/year, 300 gal (56 mpg) - 134 gal (25 mpg) = 166 gal * $2.82 (avg premium) = $500/yr.

      There are other reasons to purchase a T8 too - 400 hp, quiet EV mode, smooth start-stop, minimal brake wear, etc.
      OSD '18 XC60 T8 Momentum - 22" 10-spoke wheels, lowered air suspension, strut tower bar, Stealth hitch

    4. #3
      Member RootDKJ's Avatar
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      I bought a CPO T8. Great value imo. I second what lamar said. Thereís more reasons to get a T8 than recouped fuel savings on price difference. The start/stop on the T8 is almost imperceptible. The power is amazing and short trips on electric is just fun somehow.
      2019 Bursting Blue XC60 R-Design T8
      | 21" Wheels | Exterior Style Kit | Advanced | 4C Air | B & W | CPO 10yr/Unlimited |
      2010 Maple Red XC60 T6 retired at 173,375 miles

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    6. #4
      Junior Member skibum50's Avatar
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      Quote Originally Posted by RootDKJ View Post
      I bought a CPO T8. Great value imo. I second what lamar said. Thereís more reasons to get a T8 than recouped fuel savings on price difference. The start/stop on the T8 is almost imperceptible. The power is amazing and short trips on electric is just fun somehow.
      Well said. I got my T8 new and I have loved everything about it. That burst of power when you need to pass on the highway is amazing. Definitely pushes you way back in the seat and you can get around someone in nothing flat. Also, the majority of my errands around home are done on pure battery power which just makes me feel good.
      2018 XC60 Momentum T8 (OSD March 2018)

    7. #5
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      Federal sales creditr of $5000 + and Indiana offers $2500 $2,500 federal tax credit for vehicles with batteries of at least 4 kWh and $417 for each extra kWh. The maximum tax credit is $7,500 https://www.in.gov/oed/2675.htm#:~:t...s%20%247%2C500. Brings a new T8 down to the T6 range!! Love my T8..so nice being able to charge at home and not standing at a gas stn!!
      2019 XC 60 T8 Inscription Osmium Grey
      2017 Honda Africa Twin

    8. #6
      Member Gary-16-Xc90's Avatar
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      A CPO (10-yr unlimited miles) T8 is virtually a no-brainer at those prices. Just do you homework, make sure it was serviced regularly, no DTC error codes including on the hybrid system, and that it has all of the module software Updates which is std on CPO. Good luck and have fun with the T8.
      2016 XC90 T8 Inscription | US 10/2015 Build| Crystal White | Blonde | Blonde | B&W | Air | HUD | Convenience Vision Climate | PAII + Mitigation Upgrades | Xpel + Gtechniq Ceramic | 3M Crystalline 50% Tint, 97% UV Rejection, 60% Solar Heat Rejection | 20" A/S & 22" Summer | Tow | Last TSU installed 10 Sept. 2020 | 47K miles | MPG 31.8 Lifetime including transcontinental trips, regional trips and towing

    9. #7
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      The happy T8 owners around here inspired me to run the numbers, but unfortunately I would only save $627 per year. Compared to the non-T8 CPOs I was looking at, I'd have to own the car for at least 8-10 years for it to be the better financial deal. I get that the T8 performance is awesome and might be worth it to a lot of buyers, but not me. I'd rather save for a future Volvo PHEV with better capabilities.

    10. #8
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      Just for the record, I think the tax credits are only for the first registered owner of the car.
      2019 XC60 T8 Inscription, Denim Blue, Maroon Brown Nappa, 20" wheels, 4C Air Suspension, Premium and Advanced.
      2012 Mercedes SLK350

    11. #9
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      I think that sounds like a bit too much gap in value difference. On new it's a much smaller gap when you factor everything together.

      How many miles are we talking about? I don't think I'd want to buy the cheapest XC60 in the country for any given miles... probably has some cosmetic issues or something. And frankly the trade value is in the low 30s on these in my region... for 50k miles retail CPO NADA shows $37275 for a standard T6 Mom 2018, and $43325 for the same with a T8. It may be since there simply are more T6s, and it takes more intention to buy a T8 new, that the few T8s are simply in better shape than the least expensive T6s out there.
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    12. #10
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      After 10 years, the car is so old and its value is only $4k. Compare with the depreciation over 10 years, would anyone still calculate if the higher price was recouped by fuel saving, after
      having some fun for 10 years? Even the fuel saving is not big enough, it is virtually like paying $100-200 a year for some fun, much less than your cell phone bill.
      Rolling, Fusion Red - 2018 XC60 - T8
      Running to retire, 2000 V70XC 237344 miles [2020-10-13]

    13. #11
      Junior Member eggdog23's Avatar
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      How many miles are we talking about?

      I am looking at 2018s with 30-40k miles with Advanced, Vision, and heated steering wheel.
      2010 XC60 3.2 70k
      2003 S60 2.4T 209k
      2001 S80 2.9 228k

    14. #12
      Junior Member eggdog23's Avatar
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      Thanks everyone for your thoughts. I will let you know how it turns out!
      2010 XC60 3.2 70k
      2003 S60 2.4T 209k
      2001 S80 2.9 228k

    15. #13
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      Quote Originally Posted by FusionRedXC60 View Post
      After 10 years, the car is so old and its value is only $4k. Compare with the depreciation over 10 years, would anyone still calculate if the higher price was recouped by fuel saving, after
      having some fun for 10 years? Even the fuel saving is not big enough, it is virtually like paying $100-200 a year for some fun, much less than your cell phone bill.
      I'm not following. In my searching, the 2018+ T5/T6 CPOs can be found for under $40k compared to over $50k for the T8 CPOs. So we're talking a $10-12k difference in purchase price. You're correct that no one goes back 10 years to calculate their fuel spending, but fuel savings is a reasonable way to rationalize spending 5-figures more on a car. But the math doesn't work out for everyone.

    16. #14
      Member RootDKJ's Avatar
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      Quote Originally Posted by jmhumr View Post
      I'm not following. In my searching, the 2018+ T5/T6 CPOs can be found for under $40k compared to over $50k for the T8 CPOs. So we're talking a $10-12k difference in purchase price. You're correct that no one goes back 10 years to calculate their fuel spending, but fuel savings is a reasonable way to rationalize spending 5-figures more on a car. But the math doesn't work out for everyone.
      Don't rationalize. Buy what you like. I like to buy as much technology & features in a car since I tend to keep them 8 to 10 years. Who knows though... when an all electric XC60 is out, I might be very tempted to upgrade.
      2019 Bursting Blue XC60 R-Design T8
      | 21" Wheels | Exterior Style Kit | Advanced | 4C Air | B & W | CPO 10yr/Unlimited |
      2010 Maple Red XC60 T6 retired at 173,375 miles

    17. #15
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      Itís not just about economics. Once you go electric, you never go back. I routinely get more than 1000 miles on a tank of gas on my XC90 T8, and several times have topped 2000 miles. I havenít gotten gas since the covid thing started. Iíd prefer a full electric, but it is nice to be able to do road trips. To me itís not about economics, itís about being part of the future. Not having to feel like you need to take a shower after going to the gas station (both literally - fumes - and figuratively - environmental and geopolitical impact). Making a game out of avoiding running the ICE. There are a bunch of intangibles here that should be considered. Donít get a 20th century car!!

    18. #16
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      You can't justify getting a T8 on the spreadsheet, unless you get a killer deal.

      If you care about driving dynamics at all, T8 in Power mode with all of its ponies unleashed and both axles powered up feels like a naturally aspirated V8. No turbo lag, plenty of power on tap, and it pulls effortlessly, even though T8 drivetrain is the furthest thing from NA V8 on paper (small displacement, twin-charged and hybrid). I don't think all this power matters all that much on the highway, unless you constantly feel the need to pass, but on country roads its a bliss.

      I also wouldn't use "sporty" or "fun" to describe it, you can't hide 5,000 lbs+ mass of this thing or its high center of gravity, but it gives you a good feeling nevertheless.
      Poverty-spec 2016 XC90 T8 Momentum
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    19. #17
      Member lamarguy's Avatar
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      Quote Originally Posted by Vetallist View Post
      I also wouldn't use "sporty" or "fun" to describe it, you can't hide 5,000 lbs+ mass of this thing or its high center of gravity, but it gives you a good feeling nevertheless.
      XC60 T8 is closer to 4,500 lbs and air suspension makes a huge difference on windy roads, especially if you lower it 1" further.
      OSD '18 XC60 T8 Momentum - 22" 10-spoke wheels, lowered air suspension, strut tower bar, Stealth hitch

    20. #18
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      Thanks for the correction, I was thinking of my XC90. I suppose XC60 T8 with its smaller dimensions would be a lot more engaging than XC90, so all the more reasons to go for T8.

      However, I wouldn't go for air suspension given the choice due to inevitable reliability issues
      Poverty-spec 2016 XC90 T8 Momentum
      Zero options, $52K out the door brand new

    21. #19
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      Understood the price diff for CPO T6 and T8 is a factor. When bought brand new, T8 is maybe $5k more than T6 after tax credit on T8, discount on both, etc.
      So if CPO T8 is $10k more than CPO T6, it sounds a little too much. But if only $5k more, then quite reasonable.
      Rolling, Fusion Red - 2018 XC60 - T8
      Running to retire, 2000 V70XC 237344 miles [2020-10-13]

    22. #20
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      Quote Originally Posted by Vetallist View Post
      Thanks for the correction, I was thinking of my XC90. I suppose XC60 T8 with its smaller dimensions would be a lot more engaging than XC90, so all the more reasons to go for T8.

      However, I wouldn't go for air suspension given the choice due to inevitable reliability issues
      Size makes a big difference, although the fundamental vehicle dynamics are based on similar suspensions. I've not driven a XC90 T8. I've driven all manner of XC90 T5 and T6 though. The XC90 feels a lot more "tippy" to me and also a bit ponderous around tight corners. "Sporty" wouldn't even begin to apply.

      That said, I don't think the XC60 is particularly sporty either. Regardless of the model (R or Inscription) the suspension is not well sorted out and there is lots of body roll.
      2019 XC60 T6 Inscription Pine Gray Ext/Maroon (brown) Int

    23. #21
      Member lamarguy's Avatar
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      Quote Originally Posted by Walkabout View Post
      That said, I don't think the XC60 is particularly sporty either. Regardless of the model (R or Inscription) the suspension is not well sorted out and there is lots of body roll.
      Try an XC60 in POWER mode w/ 1" lowered suspension and tower brace on sticky 275 tires. It's no miata, for sure, but it drives exponentially better than the OEM setup (eco tires, high center of gravity, low steering feedback).
      OSD '18 XC60 T8 Momentum - 22" 10-spoke wheels, lowered air suspension, strut tower bar, Stealth hitch

    24. #22
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      Quote Originally Posted by Walkabout View Post
      Size makes a big difference, although the fundamental vehicle dynamics are based on similar suspensions. I've not driven a XC90 T8. I've driven all manner of XC90 T5 and T6 though. The XC90 feels a lot more "tippy" to me and also a bit ponderous around tight corners. "Sporty" wouldn't even begin to apply.

      That said, I don't think the XC60 is particularly sporty either. Regardless of the model (R or Inscription) the suspension is not well sorted out and there is lots of body roll.
      You might find XC90 T8 to be surprisingly better in that regard than its non-electrified siblings since all the extra weight added by batteries and electric motors (about 800lbs I think) was added down low. No excessive body roll and it feels planted on sweeping and reasonably curvy roads.

      Agreed that the base leaf spring suspension (can't speak for air suspension) is not very good - the ride is not luxury-like and it feels nearly identical to my F30 3-series, which is not a compliment in this case. I want my sporty car to be sporty and my luxo-barge to be lux, not all in one, unless I could totally change its character from harsh to plush with a push of a button. A lot of manufacturers claim to do that with different settings, but its a gimmick in most cases.

      All this in context of T8 vs T6 probably makes no difference to most people, since we are talking about medium sized SUV with no sporty pretensions, but to those who care about driving dynamics should be a factor to consider at least.
      Poverty-spec 2016 XC90 T8 Momentum
      Zero options, $52K out the door brand new

    25. #23
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      I'm a part-time rideshare driver. I cover 35,000 mi/yr. I wonder how much my fuel savings would be going from an XC90 T6 to T8. Yes, I'd stretch the warranty out 10 years/unlimited miles, but isn't the battery/hybrid system only warranted to 100,000 miles and excluded in CPO?

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      Holy crap I am back on swede speed... its been 2 years since I sold my old S40 and camped out in a LR4.
      I just got a 2018 XC60 T8 CPO with the 10yr/unlimited mile warranty. Warranty was $3,200.
      I got a killer deal on it, so I justified getting the T8 with the warranty and all the fancy options.
      Cost wise, it doesn't really make sense (or at least as I had calculated it)

    27. #25
      Junior Member stocis's Avatar
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      welcome back dude
      Current: 2020 Volvo XC60 R-Design, 2018 Volvo XC40 R-Design
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    28. #26
      Member partridge's Avatar
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      Iím in a similar situation,

      Iím looking at a CPO T8 vs a CPO T8 PE.

      The Polestar doesnít have the air suspension, but Iíd be the first titled owner so Iíd qualify for the tax credit. Which brings the price down pretty close to what the regular T8 Iím looking at.


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    29. #27
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      Quote Originally Posted by partridge View Post
      Iím in a similar situation,

      Iím looking at a CPO T8 vs a CPO T8 PE.

      The Polestar doesnít have the air suspension, but Iíd be the first titled owner so Iíd qualify for the tax credit. Which brings the price down pretty close to what the regular T8 Iím looking at.


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      The Ohlins struts on PE is very attractive. If you don't need height adjustment by air suspension, Ohlins is the way to go.
      And the golden seat belts.

      Maybe get one for now, and another one with air suspension some years later for double fun.
      Rolling, Fusion Red - 2018 XC60 - T8
      Running to retire, 2000 V70XC 237344 miles [2020-10-13]

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