Leased - wanted to buy a 60 series but the deal was too great on a lease for the 90 to pass.
2yr/20k lease on 2020 S90 R-D with P* (MSRP something like $56k)
I drive less than the mileage allotment and switch cars often so it was fine. I can also purchase at the end if I so chose. Sort of a unique model now since 2020 is first year of USDM R-Design on the S90, last year before the refresh, and last year with no speed limiter (before the tuning folks make that a non-issue).
Probably will take advantage of the 6-9mo pull ahead that is quite often offered by Volvo and get into something like a V or CC model, or gasp, maybe even an XC.